Key Takeaways
- Beacon is a leading behavioral health insurance provider available in all 50 states, with strong networks in California and Florida. This makes it a good option for people looking for drug and alcohol rehab facilities.
- While Beacon drug rehab coverage can cover a large percentage of addiction treatment costs, your out-of-pocket expenses will depend on your specific plan, the treatment facility you choose, whether the facility is in-network or out-of-network, and the type and length of your program.
- Beacon plans provide a wide variety of addiction treatment options, including inpatient and outpatient treatment, medically supervised detox, medication-assisted treatment, dual diagnosis treatment for co-occurring disorders, and many therapeutic services including group therapy, family therapy, and individual counseling.
- One of Beacon’s best features is coverage for out-of-network providers and facilities (although it could come at a higher out-of-pocket cost), plus a user-friendly online platform to check ongoing treatment benefits.
- The Lakes Treatment Center accepts Beacon insurance drug rehab plans. It also provides a variety of flexible, personalized addiction treatment options including residential treatment, outpatient care, dual diagnosis treatment, multiple relapse programs and extensive aftercare support, all designed to set each patient up with the best chance for long-term recovery.
Getting access to substance abuse treatment is an absolute necessity and is something you should begin as soon as possible. The sooner you address your substance abuse, the sooner you can start your recovery journey.
However, a common roadblock that stands in the way of individuals who need addiction treatment is the cost. The cost of drug rehab can be very expensive, especially if you don’t have good insurance coverage.
In this post, we will be discussing Beacon Health Options insurance and whether or not it is a good fit for your substance abuse treatment needs.
What is Beacon Insurance?
Beacon, also more recently called Carelon Behavioral Health, is an independent insurance agency that provides a variety of insurance plans. It is widely accepted by behavioral health, mental health, and addiction treatment centers, especially across California and Florida.
Beacon has been in business for over 30 years and is available in all 50 states. However, the type of coverage you can get access to and the different types of coverage plans vary depending on the state and your employer.
Can Beacon Insurance Cover Drug Rehab?
As we mentioned above, Beacon drug rehab coverage is available for a variety of substance abuse treatment needs. But how much your insurance plan will actually cover can vary significantly depending on several different factors.
Here are some examples of what will influence how much of your treatment costs Beacon will cover:
- The type of Beacon health insurance plan you have.
- The substance abuse treatment facility you go to.
- Whether the treatment facility is in or out-of-network.
- The type of treatment program you join.
- The length of your substance abuse treatment program.
- The accommodations and resources provided by the rehab facility.
Keep in mind that Beacon drug rehab coverage doesn’t usually cover the total cost of treatment, but it can cover a substantial portion, leaving you with minimal out-of-pocket costs.
Understanding Beacon’s Out-of-Pocket Expenses
Before you begin a drug rehab program with Beacon insurance coverage, you probably need to calculate your out-of-pocket expenses. This will look very different depending on your circumstances, including all of the factors we discussed above.
Here are some examples of the out-of-pocket costs that you may have to pay with Beacon insurance coverage:
- Deductibles: A deductible is a fee you have to pay for covered services before your insurance plan begins to pay for your expenses.
- Co-pays: A co-pay is a set amount that you will need to pay out-of-pocket for covered services once you have met your deductible, although co-pays may also be required before you’ve met the deductible.
- Coinsurance: Coinsurance is a percentage of the cost of covered services that you will have to pay either before or after you have met the deductible.
Also, when you use Beacon to pay for rehab, you may need to obtain pre-authorization.
How to Use Beacon Drug Rehab Coverage
Now that you know how Beacon drug rehab insurance coverage works, how can you actually use this coverage to get drug and alcohol treatment? The good news is that Beacon covers a wide variety of substance abuse treatments per the Affordable Care Act. This allows you to get the specific level of care that you need.
Here are all of the types of addiction treatment that usually have full or partial coverage under Beacon:
- Inpatient and Outpatient Treatment: You can get coverage for standard outpatient rehab, which allows you to join a treatment program without having to live on-site. But you can also get coverage for more intensive outpatient programs (IOP) or residential treatment, where you will live on-site under the supervision of a medical care team 24/7.
- Detox with medical supervision: Coverage is available for the majority of detox services, including medically supervised detox for those who may suffer from withdrawal symptoms due to heavy prescription drug use.
- Mental health care and behavioral health solutions: Addiction and mental health often go together. For this reason, many Beacon health options plans offer coverage for mental health services, whether they’re in-person or outpatient services.
- Medication-Assisted Treatment: Medication-assisted treatment, or MAT, is also covered by Beacon, allowing you to go through the withdrawal process in a safer and more comfortable way.
- Dual Diagnosis Treatment: Another benefit of using Beacon insurance is that it can provide coverage for dual diagnosis treatment. This is a treatment option used for co-occurring disorders, specifically mental health issues that occur in combination with substance abuse disorders.
- Therapeutic Services: Beacon provides coverage for the majority of therapeutic services often used in combination with standardized addiction treatment. This includes things like individual and group therapy, family therapy, couples counseling, and more.
Specific types of treatment covered, like partial hospitalization programs or individual therapy in drug and alcohol addiction treatment programs, may have additional requirements. Thankfully, there may be financial assistance programs available to offset the cost of these must-have treatments.
Why Do People Choose Beacon Drug Rehab Coverage?
There are many reasons why patients choose Beacon health insurance coverage when getting substance abuse treatment. This insurance provider can help make addiction treatment more accessible, as well as provide you with flexible treatment options.
For instance, unlike many insurance providers, Beacon provides a certain level of coverage for out-of-network providers and facilities. Just keep in mind that this could result in you paying more out of pocket, especially for inpatient treatment.
Additionally, Beacon has a very user-friendly system that allows you to easily check your insurance treatment benefits online. There is also a very large database of in-network providers and facilities, allowing you to find treatment faster.
How The Lakes Treatment Center Can Help
If you have Beacon drug rehab coverage, the next step is to find a substance abuse treatment facility to join. And at The Lakes Treatment Center, we provide a variety of treatment plans that can be customized to fit your recovery needs.
Here are some examples of how The Lakes Treatment Center can help you begin your recovery journey with the best chance of long-term success.
Whole-Person Approach
At The Lakes Treatment Center, we prioritize a whole-person approach that treats each individual specifically. We understand that there is no one-size-fits-all solution for addiction, so all of our programs are highly customizable.
This is why we provide additional programs such as dual diagnosis treatment, which can help you address mental health conditions and your substance abuse.
Flexible Treatment
Although getting substance abuse treatment is a necessity, you may not be able to drop everything to begin your treatment program. That is why we provide flexible treatment options at The Lakes Treatment Center so that there is a treatment solution to fit your lifestyle.
For instance, our outpatient treatment programs are a good fit for those who have work or school-related responsibilities that they need to maintain. Or, our residential treatment program is a good solution for those who need more intensive addiction care.
We also provide a multiple relapse treatment program specifically designed to help those who have gone through treatment in the past.
Safe Detox Options
The detoxification process is often the most stressful part of recovery and can even come with some safety risks. At The Lakes Treatment Center, we provide a standard detox program that allows you to safely go through the withdrawal process under the supervision of our medical care team.
However, we also provide a medication-assisted treatment program that can help you go through detox with the help of withdrawal medications. MAT can make the withdrawal process easier and safer, as well as improve your chances of long-term recovery.
Continued Addiction Care
In addition to the various treatment programs we provide at The Lakes Treatment Center, we also provide continued addiction care. You will have access to our aftercare program as well as a variety of therapies to support your recovery, including mental health treatment, behavioral health services, group therapy, and more.
The Lakes Treatment Center also provides life-skills training, which can help you become a more productive member of society.
Start Your Rehab Journey Today at The Lakes Treatment Center
Getting addiction treatment can come with many challenges along the way, including navigating the cost of care. But with a dependable insurance company, such as Beacon drug rehab coverage, you can seek treatment at an affordable price.
At The Lakes Treatment Center, we understand how important it is for our patients to get access to substance abuse treatment that fits their budget. That is why we accept a wide variety of insurance companies and provide all of the treatment programs you could possibly need.
Are you ready to begin your recovery journey and join a drug rehab program? Contact us today at The Lakes Treatment Center and speak with the admissions team about our intake process for new patients.
Frequently Asked Questions
Q: What is Beacon Insurance and does it cover drug rehab?
Beacon is an independent behavioral health insurance agency with more than 30 years of experience. It’s accepted in all 50 states and broadly accepted by addiction treatment centers, behavioral health facilities, and mental health providers. Beacon drug rehab also covers substance abuse treatment, but the extent of your coverage will depend on your plan and several other factors.
Q: How much does Beacon health options coverage cost for substance use disorders?
The extent of your Beacon coverage for the cost of treatment will depend upon a number of factors including what specific Beacon health insurance plan you have, the treatment facility you choose to attend, whether that facility is in-network or out-of-network, the type of program you choose, the length of your program, and the accommodations and resources of the rehab facility. Be sure to review your plan details and contact Beacon directly prior to beginning treatment to determine your specific coverage.
Q: What are the out-of-pocket costs of drug rehab with Beacon?
You may have to pay some costs out of pocket for addiction services, even if you have Beacon drug rehab insurance coverage. These can include a deductible (which is the amount you pay for covered services before your insurance begins to pay), co-pays for individual appointments or services, and coinsurance (a percentage of covered service costs you pay either before or after meeting your deductible). Sometimes, Beacon may need to give you permission before you can begin a treatment program.
Q: How many types of drug abuse disorder treatment does Beacon Insurance cover?
At a minimum, Beacon offers a full spectrum of substance abuse treatment services, including standard outpatient treatment, intensive outpatient treatment, residential treatment, medically managed detox, medication-assisted treatment (MAT), dual diagnosis treatment for co-occurring mental health and substance abuse disorders, and therapeutic services such as individual counseling, group therapy, family therapy, and couples counseling.
Q: Will Beacon pay for treatment at out-of-network facilities?
Yes. Unlike many insurance companies, Beacon does provide some coverage for out-of-network providers and facilities. But, usually, if you go to a treatment facility that is not in the network, you will pay more out-of-pocket than if you use a facility that is in Beacon’s database of providers. If you are looking at an out-of-network facility, it’s worth calling Beacon to find out exactly what your plan will cover before you sign up.
Q: How do I get addiction treatment with Beacon Insurance at The Lakes Treatment Center?
The first step is just reaching out. Call The Lakes Treatment Center today and talk to our admissions team about your Beacon drug rehab coverage, your treatment needs, and your recovery goals. The team will explain if your insurance is accepted for our essential services. Then, we will explain what your insurance benefits cover and help you find the right program (inpatient rehab, outpatient care, dual diagnosis treatment, or another level of care) so that you can begin your recovery journey as soon as possible.
