Key Takeaways
- United Healthcare is one of the largest health insurance providers in the country and offers a vast array of plans, such as PPO, HMO, and EPO, which can help cover medical detox, residential rehab, outpatient treatment, dual diagnosis care, and other recovery services.
- Coverage varies greatly depending on your plan and location, so you’ll want to take a close look at your benefits before committing to a treatment program.
- Unlike many insurers, United Healthcare can offer coverage for out-of-network providers, but you will pay more than if you stay in-network.
- Some services may also need pre-authorization. Regardless of the plan you have, your out-of-pocket costs will typically include a deductible, coinsurance, and co-pay fees.
- The Lakes Treatment Center accepts United Healthcare Insurance and offers customizable treatment programs including dual diagnosis, MAT, detox, inpatient, outpatient, and relapse prevention. We have strong aftercare resources and community-focused care.
Are you ready to join a drug rehab program so that you can get better and take back your life? If so, you may be worried about the cost of substance abuse treatment, especially if you are paying out-of-pocket.
Most people cannot afford addiction treatment on their own, which is where health insurance comes in. Health insurance can help to cover a percentage of the cost of treatment, making it more accessible and budget-friendly to access substance abuse treatment options.
Keep reading to find out if United Healthcare insurance provides drug rehab coverage, and if so, what this entails.
What is United Healthcare?
United Healthcare is one of the largest health insurance companies in the nation, providing various insurance plans for different individuals. Because it is such a widely recognized insurance provider, this also means that it has a substantial selection of network providers, allowing for a great deal of flexibility when getting treatment.
One of the benefits of using United Healthcare insurance is that it has a plan for just about everything. Here are some examples of the types of health insurance plans United Healthcare offers:
- Vision plan
- Dental plan
- Fixed benefit plan
- Student plan
- Self-employed plan
- Work plan
- Medicaid plan
- Medicare plan
- Dual special needs plan
Does United Healthcare Cover Drug Rehab?
If you want to use United Healthcare to cover substance abuse treatment, the good news is that this is an option. You can use United Healthcare drug rehab coverage to cover a wide range of rehab services, depending on the type of plan you are on.
Keep in mind that coverage varies significantly by plan and location. So, before you proceed with joining a treatment program, you need to thoroughly understand your benefits and coverage options.
With that being said, here are some of the substance abuse treatment options typically covered by United Healthcare.
Medical Detox
Medical detox is a standard addiction treatment option that provides support through the withdrawal process. You will be supervised 24/7 by a team of medical professionals who will provide medical support, monitoring, and medication if necessary.
Joining a medical detox program ensures you can safely go through the withdrawal process so that you can move on to the next steps of your recovery journey.
Residential Rehab
Residential rehab, or inpatient addiction treatment, is a program that requires you to live on-site 24/7 until your program is completed. This gives you complete access to a variety of recovery resources throughout the duration of your program, as well as access to your care team and others in recovery.
Having insurance coverage for residential rehab is crucial since this is often one of the more expensive forms of treatment.
Dual Diagnosis
Dual diagnosis treatment helps to address co-occurring disorders, such as substance abuse and mental health disorders. These programs include addiction and mental health services, helping to address both conditions at once.
For those with co-occurring disorders, dual diagnosis treatment is essential for long-term recovery and an overall improved quality of life in the midst of mental health conditions.
Outpatient Treatment
Outpatient treatment is one of the most common substance abuse treatment options that allows you to join a program without having to live on-site. You can come and go and have a much more flexible schedule that allows you to maintain your work or school-related responsibilities.
Outpatient treatment programs often include a variety of services, so it’s important that you confirm that your insurance coverage includes these services.
Additional Recovery Services
In addition to the main types of substance abuse treatment programs that United Healthcare provides coverage for, your plan may also include additional services. This may include things like:
- Aftercare
- Family therapy
- Individual therapy
- Group counseling
- Intensive outpatient programs
- Partial hospitalization programs
- Medication-assisted treatment
How Does United Healthcare Coverage Work?
As you can see, United Healthcare drug and alcohol rehab coverage can help you cover a wide variety of treatment options. This means that most people can find the type of treatment they need, no matter the type of plan they have.
However, before you proceed with joining a treatment program, you need to understand how United Healthcare works.
- Type of Plan: Firstly, because United Healthcare is such a large company, it provides many different plans. And the type of plan you are on will directly dictate how much coverage you have and what that coverage applies to. Usually, your plan will be a PPO, HMO, or EPO plan. You can find out what these types of plans mean by logging into your member portal or by calling a live agent.
- Finding a Provider: United Healthcare has a very large database of in-network providers that you can use to make sure your treatment is covered. However, unlike many other types of insurance providers, United Healthcare can provide coverage for out-of-network providers as well. Just keep in mind that your out-of-pocket costs may be higher for out-of-network providers or services.
- Pre-Authorization: Although not always required, United Healthcare does often require pre-authorization to cover specific services. Pre-authorization usually means that a healthcare services professional has to determine whether or not the service is medically required. Your plan should include information on whether or not this is required.
- Out-of-Pocket Costs: No matter what United Healthcare plan you have, it is very likely that you will have some out-of-pocket costs. This usually includes your deductible, coinsurance, and co-pay fees.
Why United Healthcare Members Choose The Lakes Treatment Center
At The Lakes Treatment Center, we understand how challenging it can be to begin your recovery journey. After all, recovery requires many different steps and can be quite costly and time-consuming.
We have tried to make the recovery process as simple as possible by accepting some of the most common insurance plans. We also provide a wide range of treatment options, so that you can find the program that you have coverage for and that fits your recovery needs. This includes programs like dual diagnosis treatment, outpatient or inpatient treatment, relapse prevention, MAT, or detox treatment.
Here are some additional benefits we provide at The Lakes Treatment Center:
- Customizable Treatment: At The Lakes Treatment Center, we understand that there is no one-size-fits-all solution for sobriety. That is why all of our programs are customizable, taking your specific recovery needs, withdrawal symptoms, and goals into account.
- Aftercare Resources: Addiction recovery is a process that never truly ends, which is why aftercare is so essential. We provide extensive aftercare resources, including an aftercare plan that is tailored to fit your specific needs. This aftercare program can help connect you with outpatient resources, support groups, and other long-term recovery tools.
- Mental Health Treatment: It isn’t uncommon for substance abuse to occur in combination with mental health disorders. That is why, at The Lakes Treatment Center, we provide mental health care for individuals struggling with behavioral health concerns in the form of our dual diagnosis treatment program and our therapy resources.
- Community-Focused: An important part of maintaining long-term sobriety is having a community to lean on. At The Lakes Treatment Center, we understand the role that community plays in recovery, which is why we help to connect our patients with like-minded individuals. You will get access to group counseling, family therapy, couples programs, and other resources to help you connect with others in recovery.
Join a Drug and Alcohol Rehabilitation Program Today at The Lakes Treatment Center
Admitting that you have a problem with substance misuse is a huge step in the right direction, and the last thing you want standing in your way is the cost of treatment. That is why it is important to have the right insurance, like United Healthcare drug rehab insurance, so that you can move forward as soon as possible with confidential support.
At The Lakes Treatment Center, our goal is to make addiction treatment accessible to all, no matter your treatment needs or your budget. That is why we accept a variety of insurance policies, as well as provide customizable treatment programs to fit your situation.
Do you want to begin your recovery journey? Contact us today at The Lakes Treatment Center to learn about our intake process, the services provided, and the types of insurance policies we accept.
FAQs
Q: Does United Healthcare insurance cover drug rehab?
Yes, United Healthcare covers a wide range of substance abuse treatment services, including medical detox, residential rehab, outpatient treatment, dual diagnosis care, and other services such as family therapy and intensive outpatient programs, depending on your plan.
Q: How can I find out what my United Healthcare plan covers for addiction treatment?
Log in to your United Healthcare member portal to view your plan type and benefits, or speak with a live agent to review your specific coverage and out-of-pocket expenses before starting treatment.
Q: Does United Healthcare cover out-of-network healthcare providers?
United Healthcare, unlike many insurers, may cover some out-of-network providers, but expect to pay more out of pocket than if you went to an in-network facility.
Q: Do you need pre-authorization to use your United Healthcare for drug rehab?
Some services may require a “pre-authorization” meaning a health care professional needs to confirm a need for treatment. Check your insurance information or contact United Healthcare directly to see if this is applicable to you.
Q: How much will I pay out of pocket for United Healthcare drug rehab coverage?
Most United Healthcare members will have a deductible, coinsurance and co-pay fees, and the additional cost will depend on your plan and whether you use in-network or out-of-network providers.
Q: How do I begin at The Lakes Treatment Center with United Healthcare Insurance?
Call The Lakes Treatment Center today and our team will verify your United Healthcare benefits via your insurance card, explain your coverage and costs, and assist you in finding the right treatment program. You can begin your recovery journey without delay.
